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Why Signing On the Dotted Line Needs Careful Consideration

With tax returns neatly filed and over with until next year, it seems like the perfect time to talk about what your signature means, both on your tax return and other documents as well.  A signature by definition binds the individual signing the document [i.e. contract, agreement, form, etc.] by the provisions contained in the document, which means simply:  You are legally obligated to whatever is contained within them.  And in circumstances where you are married and signing as one of the parties to the contract—or tax return—you share in the legal responsibility, as well as in any legal consequences, that may arise.   

Cost Savings of Working with a Certified Divorce Financial Analyst (CDFA)

There are many ways in which a Certified Divorce Financial Analyst (CDFA) can save you money, time and stress when evaluating your family financials whether "Pre-Divorce" or at any time during your divorce process.  The following summary will help you understand in greater detail how significant cost savings may accrue to your family financial asset picture.

Economic Turmoil Complicates Bay Area Divorce Proceedings

SILICON VALLEY, California (August 26, 2008)  -- Coming to an equitable divorce settlement is difficult in the best of times, but the current economic climate brings even more challenges to divorcing couples and their attorneys. To address these issues, more and more Bay Area couples are turning to Certified Divorce Financial Analysts(CDFA) for help finding the best long term solutions.

“Due to taxes and other investment costs, a party may receive what appears to be a fair 50% allocation, but after-cost valuations and practical considerations can skew the ultimate result, compromising the parity of the exchange,” says Teresa Dentino, a licensed CDFA with more than 25 years of financial planning experience in the Bay Area.

Three Key Bailout Provisions & Your Taxes

With the signing on Friday of an historic Credit Market Bailout Package, we want to point out three key Bailout provisions that could affect your taxes.